Doctors on $250k+ lose more to tax than most professionals earn. Our tax team specialises in legitimate structures — service trusts, hybrid arrangements, Division 293 strategy — to minimise tax legally while building wealth.
Illustrative only. Tax outcomes depend on individual circumstances, practice income type, family situation, and current ATO rulings. Restructuring later costs stamp duty, capital gains crystallisation, and lost time. The earlier the right structure is in place, the more it compounds.
Match the structure to your income type and life stage. Sole trader, company, service trust, or hybrid — chosen for your facts, not a generic template. Reviewed as income grows.
Distribute income legitimately. Use Division 293 strategy to time concessional contributions. Maximise legitimate deductions. Recycle non-deductible debt into deductible debt over time.
Stay Part IVA-resistant. Maintain proper documentation. Operate the structure substantively, not just on paper. Audit-ready records every year. ATO interaction handled by us.
Personal, partnership, trust, company, and SMSF returns prepared and lodged. Registered tax agent.
Proactive year-round planning, not just June 30 panic. Quarterly check-ins, end-of-year strategy meeting.
Sole trader, company, service trust, hybrid, SMSF — modelled, compared, and chosen for your facts.
Compliant Phillips-trust structures. Drafted, documented, and operated to ATO safe-harbour standards.
Manage the extra 15% on concessional contributions above $250k. Time contributions to minimise impact.
PSI rules navigated correctly. Tests applied. Restructuring where needed.
Quarterly business activity statements, instalment activity statements, and fringe benefits tax obligations handled.
If the ATO asks questions, we answer them. Audit defence, position papers, objections, and Part IVA arguments.
Illustrative only. Net tax position varies with individual circumstances including marginal rates, family beneficiaries, practice expenses, and Division 293 applicability. Restructuring decisions require personal advice from a qualified adviser.
Compare structures for your income →Book a complimentary 15-minute consultation. We'll review your current tax position, identify where structure changes could reduce your effective rate, and explain what restructuring would involve in your specific case.
We've handled hospital salary + RPP combinations, locum income, group practice partnerships, sub-specialist surgical incomes, and consulting room companies. We know the income patterns.
Tax planning is year-round, not lodgement day. Quarterly reviews, end-of-financial-year strategy meetings, and forward-looking decisions before the year closes.
Tax Practitioners Board registered. Bound by the Code of Professional Conduct. Errors are insured. ATO disputes handled by us, not outsourced.
As a specialist in a busy practice and a parent to two young kids, managing my finances was the last thing in my mind. Thanks to the dedicated professional team at MNM Group, the rigmarole of tax saving and creating wealth is no longer daunting.
Book a complimentary 15-minute consultation. We'll identify where your current structure is leaving money on the table — and what restructuring would involve.